Terms & Conditions

1. Terms

By accessing this website, you are agreeing to be bound by these web site Terms and Conditions of Use. All applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

There Terms and Conditions applies to Insurance Exchange of America ("IEA") and all it's affiliates and websites including:

ieamerica.com
bestrate-insurance.com
sr22fr44insurance.com
insurecommercialvehicle.com
cheapcontractorins.com
e-floodinsurance.com
floridagarageinsurance.com
e-homeinsurance.com
sr22-ohio.com
sr22fr44insurancevirginia.com

2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on IEA's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:modify or copy the materials;use the materials for any commercial purpose, or for any public display (commercial or non-commercial);attempt to decompile or reverse engineer any software contained on IEA's's web site;remove any copyright or other proprietary notations from the materials; ortransfer the materials to another person or "mirror" the materials on any other server.This license shall automatically terminate if you violate any of these restrictions and may be terminated by IEA at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

The materials on IEA's website are provided "as is". IEA makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, IEA does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.

TCPA Compliance

Notwithstanding any current or prior election to opt in or opt out of receiving telemarketing calls, or SMS messages (text messages) from our representatives, agents, affiliates, you expressly consent to be contacted by IEA, our agents, representatives, affiliates, or anyone calling on our behalf. This is for any purposes relating to your insurance and/or account, at any telephone number, or physical or electronic address you provide or at which you may be reached. You agree we may contact you in any way, including SMS messages (text messages), calls using prerecorded messages or artificial voice, and calls and messages delivered using auto telephone dialing system or an automatic texting system.

Automated messages may be played when the telephone is answered, whether by you or someone else. In the event that an agent or representative of IEA calls, he or she may also leave a message on your answering machine, voice mail, or send one via text. You certify that the telephone numbers that you have provided, are in fact your contact numbers, and you agree to receive calls at each phone number you have provided IEA. You agree to promptly alert IEA in the event that you stop using a particular phone number. Your cell/mobile telephone provider will charge you according the type of account you carry with those companies. You agree that IEA may contact you by email, using any email address you have provided or that you provide in the future. IEA may listen to and/or record calls between you and any representative without notice, as permitted by applicable laws. For example we listen to calls to monitor for quality purposes.

4. Limitations

In no event shall IEA or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on IEA's Internet site, even if IEA or a IEA authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Revisions and Errata

The materials appearing on IEA's web site could include technical, typographical, or photographic errors. IEA does not warrant that any of the materials on its web site are accurate, complete, or current.

IEA may make changes to the materials contained on its web site at any time without notice.IEA does not, however, make any commitment to update the materials.

6. Links

IEA has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by IEA of the site. Use of any such linked website is at the user's own risk.

7. Site Terms of Use Modifications

IEA may revise these terms of use for its web site at any time without notice. By using this website you are agreeing to be bound by the then-current version of these Terms and Conditions of Use.

8. Governing Law

Any claim relating to IEA's website shall be governed by the laws of the State of Texas without regard to its conflict of law provisions.

General Terms and Conditions applicable to Use of a Website.